About Founder Jay Horowitz

Jay founded Horowitz and Associates back in 1987. Graduating New England Aeronautical Institute and having a bachelor's degree in Aviation Administration from Boston University, Jay began working for Tishman Realty in New York City for a period of time before moving to St. Louis, Missouri. Jay then took a position with the company known as Pennsylvania Life Insurance Company selling accident and life insurance door-to-door to farmers in rural Missouri. 

Married in 1985, Jay moved to Southeast Missouri and took a position with Associated Doctors Insurance Company where he learned to sell Medicare supplements and long-term care. Shortly thereafter, he was diagnosed with Multiple Sclerosis and became disabled. Being unable to see clients on a regular basis, Jay established Horowitz and Associates Insurance. Finding the climate in the midwest to be very difficult, he moved his family to Florida. 

As his health improved he opened an office in Naples and grew the business for approximately 14 years. During that time, Jay had worked for Union Broadcasting, promoting insurance to the uninsured. The show, focusing on consumer care, was known as "Insurance Beat" and was promoted by the Florida Department of Insurance.

While in Florida, Jay also worked with the Department of Insurance with agent investigations. He was one of the top brokers at that time for a company known as American Medical Security, with which he had served on the President's Advisory Council for several years. Jay was also a Million-Dollar Roundtable member for seven years.

In 1996 his son was born, and in the year 2000 had an offer to sell our company and move back to the midwest closer to family. He still has an agency in the midwest and is still known for excellent customer service. He prides himself on good customer care, as you will see when you do business with us - we work for you. As a Principal and founder of this company, Jay feels as though having a medical condition helps him understand the importance of having good coverage, and that's why he will always say, "we work for you."

When you become an e-Cover Me client, we will see to it that your premiums stay affordable. We will keep you abreast of the changes in this industry, including the Affordable Care Act (Obamacare) with our regular newsletters.

Jay looks forward to having you as a client. If you can ever think of a suggestion to help improve his service, by all means let him know. His only wish is that we should all be healthy, and we should all provide well for ourselves and our families with great protection from great insurance companies that will stand by us in a time of need. 

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